by Ben Lewis | Mar 3, 2026 | Business Health Insurance, Employee Benefits, Small Group Health Insurance
If you’re a small business owner, few emails are as frustrating as the renewal packet that comes with a higher premium and very little explanation. A health insurance renewal increase can feel personal, especially when you’ve tried to keep claims low, encourage... 
by Ben Lewis | Feb 24, 2026 | Employee Benefits, Small Group Health Insurance
This blog was updated in April, 2026 California is one of the most opportunity-rich markets in the country, but it’s also one of the most complicated when it comes to employee benefits. However, to be truly competitive, you have to offer benefits, especially health... 
by Ben Lewis | Feb 17, 2026 | Business Health Insurance, Group insurance Policies, Small Group Health Insurance
Fully Insured vs Level-Funded Plans: What Small Business Owners Should Actually Consider At some point, most business owners reach the same moment during renewal season. Your premiums went up again. Not a little—enough to make you seriously question whether offering... 
by Ben Lewis | Feb 10, 2026 | Business Health Insurance, Employee Benefits, Small Group Health Insurance
If you own or manage a small business, offering benefits eventually becomes less of a “nice extra” and more of a business decision. At some point hiring gets harder, turnover gets expensive, and candidates start asking about health coverage before they even ask about... 
by Ben Lewis | Nov 21, 2024 | Group insurance Policies, Health Insurance
Navigating the complexities of group health insurance can be a daunting task for small business owners. And owners in Arizona are no different. For example, striking a balance between providing competitive benefits for your employees and managing costs effectively is... 
by Ben Lewis | Oct 4, 2024 | Business Health Insurance, Health Insurance
Today’s business environment in increasingly competitive and providing health insurance to employees is no longer just a perk. It is, in fact, an essential part of staying compliant with healthcare laws as well as ensuring the well-being of your workforce. For small...