Your Agent for Health Insurance in California
Small Business Insurance
Medicare Insurance (DHHS)
Covered California Insurance
Why Choose JC Lewis?
Helping California consumers with their health insurance needs since 1979
We are a family-owned and operated business and we have the experience to help you make an informed choice for insurance protection for your business or personal needs. Because we understand the needs of employers in Santa Rosa, insurance for small businesses is one of our specialties. And, because we have families, we also understand that for individuals and families in the North Bay and Santa Rosa, health insurance is a critical issue.
You pay nothing for our experience or service
We are paid by the carriers and you pay the same monthly premium you would pay if purchased directly from the underwriting company. Regardless of where you live in the North Bay, whether in Sausalito or Santa Rosa, health insurance has become costly. We work to keep that cost as low as possible for you.
You are not limited to the products of a single carrier
When you call any company direct, they will naturally limit their recommendations to their products. At J.C. Lewis Insurance Services, we can tailor our recommendations to your particular needs since we are licensed with most major carriers in California. While consumers throughout the state rely on us as their health insurance broker, Santa Rosa, CA is still our base – and our home.
Save time and money
After only a few minutes of discussion, we can quickly define your particular needs and recommend the best products and prices to meet those needs. Since both your needs and insurance products change quite regularly, we will be there to assist when needed.
We don’t forget about you
We will contact you whenever any new legislation or regulation affects your health coverage and at least annually to be certain you are continuing to be well-served by your health insurance. This is especially valuable for those businesses with small group health insurance, Santa Rosa employers to San Francisco and throughout California.
SMALL BUSINESS INSURANCE
J.C. Lewis Insurance Services is licensed and certified by leading health insurance carriers licensed to do business in California to offer coverage to small employers with 50 or fewer employees. We offer several affordable and flexible options that allow employers to choose portfolios and contribution options and work to find the best solution for their specific needs.
Many Californians buy their plans through the state-run health insurance exchange, Covered California, but this isn’t the only option. Individuals whose employer doesn’t provide health benefits can purchase the Affordable Care Act (ACA) individual or family plans off the health insurance exchange, so buying an individual policy is now a realistic option for many people.
MEDICARE INSURANCE (DHHS)
If you’re approaching age 65 you are most likely eligible for California Medicare. In California, as elsewhere, to be eligible for Medicare, you must be a citizen of the United States or have been a legal resident for at least five years and are age 65 or older and you or your spouse has worked for at least 10 years in Medicare-covered employment.
COVERED CALIFORNIA INSURANCE
The Affordable Care Act (ACA) provided for health insurance marketplaces, also called health exchanges, to offer subsidized health coverage in each state. Covered California is the public health insurance exchange in California and offers individuals, families and small businesses access to multiple health insurance carriers and Advanced Premium Tax Credits towards their monthly premiums.
JC Lewis Team
With a combined 50 plus years of insurance experience, the J.C. Lewis Insurance team is committed to providing their customers with knowledgeable, personable, and friendly service. We take pride in doing business as “real people” serving real people.
Helpful resources for choosing the right health insurance in California.
Many small business owners make it a practice to consistently look for ways to save money, operate their businesses more cost-effectively, and simultaneously improve the quality of their products or services as well as their companies. And one of the ways they can...
It’s been estimated that there are more than 5.7 million small-business employees or self-employed workers are enrolled in the Affordable Care Act (ACA) marketplaces. In addition, more than half of all ACA marketplace enrollees are small-business owners, self-employed...
Few small businesses have the problem of too much revenue or excessive amounts of cash reserves. In fact, most smaller enterprises must watch every penny, as they say. With smaller budgets and the need to constantly juggle or offset increasingly rising costs, any...