Explore Our Insurance Options
Small Business Insurance
Small Business Insurance
Insurance Options for Small Businesses
Small businesses have several insurance options available to them. Navigating the best option is something JC Lewis Insurance Services has been doing for our client for 40 years. Call us to learn more about:
California Group Health Insurance
California Group Health Insurance is a great way to keep and reward valued employees by providing medical protection for them and their families. J.C. Lewis Insurance Services offers a variety of affordable and flexible options allowing companies to choose portfolios and contribution options suited to their specific needs.
Small Business Health Options Program (SHOP)
The Small Business Health Options Program (SHOP) is a marketplace for employers and employees to purchase group health insurance if they qualify for small business tax credits.
Find the answers to the most common questions employers have about their small business insurance options.
California Health Insurance Plans
JC Lewis offers California health insurance plans only from leading health insurance carriers licensed to do business in California. We are licensed and certified by each carrier to offer coverage to individuals, families, small group employers (1-50 employees) and to seniors with Medicare supplemental and prescription drug plans.
If your employer doesn’t provide health benefits, an individual or family plan may be the best option for you and/or your family. Thanks to the Affordable Care Act (ACA) you can no longer be denied health insurance coverage due to a pre-existing health condition and you can’t be denied benefits due to pre-existing exclusion periods.
California Medicare Plans
Welcome to California Medicare. If you’re new to Medicare there are a couple of things you should keep in mind. Now is the time to join a Medicare Prescription Drug (Part D) or Medicare Advantage plan (Part C). You have a guarantee issue window that begins three months before you become eligible, includes the month your eligible, and ends three months after the month you become eligible.
If your guarantee issue window has passed you may enroll in Medicare health plans during the annual enrollment period starting October 15th and ending December 7th. The plan you choose will become effective on January 1st of the following year.
Covered California Insurance
You are eligible for Covered California for Small Business if:
- You have at least one but no more than 100 eligible employees and meet certain contribution and participation requirements.
- You have at least one employee who receives a W-2.
- The majority of your eligible employees live in California.
You are eligible for Covered California for Small Business if you have 100 or fewer full-time-equivalent employees.
If you are a sole proprietor, with no W-2-receiving employees, you may be eligible to purchase coverage through Covered California’s individual marketplace.
Individuals and Families
For those who qualify, the Covered California Marketplace may be their best option for purchasing health insurance. Individuals, families, and small businesses who qualify may receive tax credits toward their monthly insurance premiums while choosing a plan from carriers participating in the marketplace.
Helping California residents more than 40 years!!!
Since 1979, JC Lewis Insurance Services has been assisting individuals, families, and employers obtain health insurance in California including medical coverage, group health insurance, individual health insurance and dental coverage.
We are a family owned and operated California health insurance agent, with three generations of the Lewis family providing personalized service that is second to none.
Helping you make an informed decision and making sure you remain satisfied with your choice, is the reason JC Lewis is still helping people obtain affordable health insurance after 40 years.
We consider each and every client a partner, and always work in their best interest.