HMO vs PPO vs HSA – What Does It All Mean?
It's that time of year again when millions of Americans look to purchase health insurance either for the first time or to acquire a new health coverage plan. Unfortunately, most people are left to debate the ultimate question when it comes to selecting the right plan....
Navigating The Sea of Small Business Health and Dental Insurance Plans
For many Californians, shopping for health and dental insurance is a relatively rare necessity. This is due largely to the fact that forty-five percent of all Californians have private health insurance through their employers. And the majority of those are with small...
Tips for Selecting the Best Dental and Vision Insurance for Your Needs
Finding the right dental and vision insurance is just as important as finding a good medical insurance policy. Without dental insurance, you may put off getting regular cleanings or even going to the dentist when you’re in pain. Likewise, you may decide that your...
Understanding Small Business Insurance and What that Means for Your Company
If you own a small business that has no employees, you probably have not looked into any form of company-provided health insurance. Instead, you likely have your own policy through the exchange or have purchased an individual plan from an insurance carrier. However,...
Why You Still Need Some Type Of Health Insurance Even if You’re Young and Healthy
According to the official U.S. Census website, adults between 19 and 34 are the largest group of uninsured people in the country. On average, 15.6% of these young people do not have some type of health insurance. If you fall into this age group, you may have seen the...
California Senior Health Insurance: What Is It and Do You Qualify?
For most American seniors, including those living in California, senior health insurance usually means Medicare. And because our seniors here in Sonoma County, as in all of California, want affordable, quality healthcare, it’s important to understand the costs and...
How A Health Insurance Agent Can Help Find the Best Plan For You
The fact is that, in California, as in most other states, most workers in the state obtain their health insurance coverage through plans offered by their employers. How many? According to one source, as of the beginning of 2021, about 47 percent of the state...
Is California Medicare Supplement Insurance Right for You?
Medicare Supplement Insurance, Medicare, Medicare Advantage, Part A, Part B, Part C… If you are just turning 65 or will be soon, these terms can be a bit bewildering. And, even if you've been on Medicare for a few years already, much of this can still be...
Who Has Cheap Health Insurance in California?
Although we say it when we talk about it, no one really wants cheap health insurance in California. What we want is affordable, inexpensive, and low-cost. But we also want the best. And this is true for healthcare coverage, as well. What many people in Sonoma County...
Six Major Insurance Companies to Consider for Health Insurance Enrollment
Choosing the best among the six major insurance companies, let alone other competing health insurance organizations, is not easy. And it’s not always a matter of picking one of the largest insurance companies, nor even choosing among only the major insurance...
3 Best Health Insurance Plans For Small Business Owners
As any small business owner knows all too well, running and building a business can be a costly affair. And being a small business owner in California can be particularly expensive. For example, only seven of the other 48 states in the nation have a higher corporate...
What Are The Best Dental Plans For Seniors?
Despite the stereotypes and common misconceptions regarding seniors and their dental health, most Baby Boomers still have most, if not all, of their teeth! And this is mostly true for the generation that preceded the Boomers, those who were born between 1927 and 1945....