A Brief Look At Health Insurance Costs
For most Californians, the one constant with just about every type of health insurance plan are the out-of-pocket costs. While there are some individuals who are fortunate enough to have their monthly premiums covered by their employers, there are often still...
A Brief Look At Health Insurance Plan Types
Acquiring a health insurance plan in California has become far more complicated that it was prior to 2010 with the passage of the Affordable Care Act, and even more so after October 1, 2013 with the initial enrollment for Covered California. The state’s exchange went...
There Is No “Free Ride” By Skipping Health Coverage In California
Too many people believe that having health care insurance is optional and that they can avoid costly monthly premiums by simply not having insurance. This is quite common among younger, healthy, single adults who statistically do not need to see healthcare...
How Your Local Health Insurance Agent Can Help You
Whether you need to find new insurance, better insurance or different insurance, the task of researching and understanding the right information can be overwhelming. Fortunately, there is a competent expert there to guide you: your local health insurance agent. Health...
What to Keep in Mind When Buying an Individual Insurance Plan
There are some situations where an individual is either self-employed with no other employees, or they are employed by a small company that does not offer health insurance coverage. In these cases, the only real option available – aside from remaining uninsured – is...
What You Need To Know About Buying Health Insurance For Your Small Business
It’s become a given in today’s volatile job market that employers need to do all they can to offer some level of health insurance coverage for their employees. Yet, it is also an expensive offering for most employers, especially a small business. Offering Health Insurance Plans as a Small Business So, how do you […]
Understanding Out-of-Network Vs. In-Network Health Coverage
Typically, we purchase a health insurance plan that is accepted by our family doctor or preferred primary healthcare provider (PHP), assuming we already have one. For most of us this simply means we don’t need to worry about whether that office will accept our insurance. In fact, that concern usually only comes up when we […]
What You Need to Know About Having Health Coverage
Employer Insurance: Minimizing Risk
It probably goes without saying that offering healthcare coverage to employees is a risky venture. With the uncertainty of the healthcare insurance industry, rising costs for both employers and employees, and an increasingly aging and – in many cases – unhealthy workforce, healthcare isn’t the same perk it once was. The Challenge of Employer-Provided […]
Top Health Benefits That Employers Can Offer
As business owners and employers in the current job market, finding and keeping great employees is a bigger challenge than ever. Trying to be competitive as an employer requires a certain degree of flexibility and innovation, especially if your budget only allows for so much in terms of salaries. Health Insurance Benefits as Employee Perks […]
Finding The Right California Health Insurance Agent
If you’ve tried it already you know that, today, shopping for a California Health Insurance plan is not for the faint of heart. The rising costs of premiums aside, the sheer complexity, variety and options make the process more than a bit intimidating and even overwhelming for the average customer. Finding Expert Help for […]
5 Things You Must Know Before Purchasing A Health Insurance Plan In California
Most people understand the importance of having a health insurance plan. And, depending on where you live, these can be acquired in several ways. Purchasing Health Insurance Plans in California The Patient Protection and Affordable Care Act, more commonly known as the Affordable Care Act (ACA), was signed into law by President Obama on […]