HRA Eligibility By Type Of Small Business Owner
A Health Reimbursement Arrangement account, or HRA, is an employer-funded health plan that is used by an owner to reimburse employees for medical expenses not covered through their standard healthcare insurance plan. With an HRA, the business owner funds the plan by...
The Top 5 Small Business Health Insurance Options in 2020
Being a small business owner is not an easy feat. In fact, the current business climate is somewhat like a roller coaster combined with the threat of hurricanes. Between financial uncertainty, COVID-19, civil unrest, and several other challenges, just staying in...
How Much Does Group Health Insurance Cost?
Business owners, as well as employees, want to know how much they can expect to pay for group health insurance. For employees, it impacts their “take-home” pay, and for their employers, it affects their bottom line and profit margins. Fair enough and, while there are...
The Most Common Types of Insurance Plans
Acquiring a has become far more complicated than it was prior to 2010 with the passage of the Affordable Care Act. This is true no matter where you live and it is true for those looking to find a health insurance plan in California. The Golden State’s exchange,...
Benefits Of Offering Health Insurance
For many small business owners, the question is often, “Should I offer health insurance for my employees?” It’s usually a financial question and not one of desire or willingness. In fact, the law does not actually require small businesses to offer or provide health...
Top 5 Health Insurance Companies In The U.S.
This blog was updated in June, 2025 You probably already know that health insurance companies make up a massive segment of the U.S. economy, but you may not realize just how big a segment. In fact, the health and medical insurance industry in the United States is a...
The Most Affordable Dental Insurance Options
With the costs of health insurance seemingly out of reach for so many people today, the thought of acquiring dental insurance on top of it can be a bit overwhelming. However, there are affordable dental insurance and discount options. Perhaps the simplest option is to...
Finding The Best Small Business Insurance
As a small business owner, you have an abundance of responsibilities and expenses that must all be met regardless of whether you are making a profit or not. This is why some small employers choose to forgo offering health insurance coverage to their employees. To...
California Medical Insurance: An Affordable Healthcare Guide
Everyone needs medical insurance. In fact, with the passage of the Affordable Care Act (ACA), medical insurance coverage became a mandated requirement for U.S. citizens. The individual mandate, as it is known, required everyone to have insurance or pay a penalty....
How to Find a Health Insurance Broker
There are times when individuals and those with families need to acquire their own health insurance coverage. While there are plenty of agents and brokers available who would like to sell you a coverage plan, it pays to find a health insurance broker you can trust and...
How To Choose A California Health Insurance Agent
Some services should never be decided by choosing the first one that comes up on an online search. You would do better simply asking for a referral from anyone you know who has purchased health insurance through an agent. And, in fact, that’s good advice. But there...
What Is A Health Insurance Premium?
While the answer to this question may seem obvious, there’s much more to understanding health insurance premiums than simply a dollar amount. Unlike the coverage you may have for your vehicle or your life insurance policy, health insurance coverage is quite a bit more...