Top 5 Health Insurance Companies In The U.S.
This blog was updated in May, 2023 You probably already know that health insurance companies make up a massive segment of the U.S. economy, but you may not realize just how big a segment. In fact, the health and medical insurance industry in the United States is a...
The Most Affordable Dental Insurance Options
With the costs of health insurance seemingly out of reach for so many people today, the thought of acquiring dental insurance on top of it can be a bit overwhelming. However, there are affordable dental insurance and discount options. Perhaps the simplest option is to...
Finding The Best Small Business Insurance
As a small business owner, you have an abundance of responsibilities and expenses that must all be met regardless of whether you are making a profit or not. This is why some small employers choose to forgo offering health insurance coverage to their employees. To...
California Medical Insurance: An Affordable Healthcare Guide
Everyone needs medical insurance. In fact, with the passage of the Affordable Care Act (ACA), medical insurance coverage became a mandated requirement for U.S. citizens. The individual mandate, as it is known, required everyone to have insurance or pay a penalty....
How to Find a Health Insurance Broker
There are times when individuals and those with families need to acquire their own health insurance coverage. While there are plenty of agents and brokers available who would like to sell you a coverage plan, it pays to find a health insurance broker you can trust and...
How To Choose A California Health Insurance Agent
Some services should never be decided by choosing the first one that comes up on an online search. You would do better simply asking for a referral from anyone you know who has purchased health insurance through an agent. And, in fact, that’s good advice. But there...
What Is A Health Insurance Premium?
While the answer to this question may seem obvious, there’s much more to understanding health insurance premiums than simply a dollar amount. Unlike the coverage you may have for your vehicle or your life insurance policy, health insurance coverage is quite a bit more...
What Is A High Deductible Health Plan?
One of the positive aspects of being able to offer health care plans for your employees is the range and variety of options. However, this is also one of the challenges since you should know enough about each of the options to make informed decisions. Wading...
Consumer-Driven Health Plans and Their Benefits
In the complex and turbulent health care coverage universe, Consumer-Driven Health Plans (CDHP), also known as Consumer-driven healthcare (CDHC), is relatively new. In 2003, the passage of federal legislation provided tax incentives in the form of Health Savings...
How To Get A Small Business Health Insurance Quote
Let’s assume that you’re a small business owner with less than 50 employees. You may already know that, by law, you are not required to purchase and offer group health insurance coverage to your workers. But, because you’re both a smart and conscientious employer,...
Definition of Group Health Insurance
For some business owners, especially those who are new to the game of business ownership, the realm of health insurance coverage can be confusing. With so many terms and acronyms being thrown around, it’s easy for most anyone to be confused on some points. This...
What Is the Average Cost of Small Group Health Insurance?
Perhaps you’re a small business owner and you’ve never purchased health insurance for your employees before. If so, then the cost is likely going to be a major concern for you. And, if you already have small group health insurance in place, you may still wonder if...