Is Medicare Advantage Right For Me? Exploring Your Medicare Options.
For most Americans, Medicare is not something they really think about until they pass the age of 60 or so. Then, something about hitting 65 and being eligible for Medicare often comes up. But what is it exactly? Basics of Medicare Coverage In simple terms,...
When is 2021 Open Enrollment in California?
If you are looking to obtain health insurance for the first time, or you want to change the insurance you currently have, Open Enrollment is the time to make that happen. This time of year, known as the Open Enrollment Period, is the yearly period when people can...
Starting to Plan For Your 2021 Employee Benefits?
If you are an employer planning to offer group health benefits for your employees going into 2021, the time to act is NOW. The Open Enrollment period for 2021 employee benefits begins Sunday, November 1, and ends on Tuesday, December 15, 2020. If you are looking to...
EPO Health Insurance Plan: What You Need to Know
Finding a suitable - and affordable - individual health insurance plan can be challenging. There are so many options, it seems, and a bewildering number of factors to consider. That being said, it is also true that most people tend to gravitate towards either an HMO...
5 Advantages That Make CaliforniaChoice Different
Finding and providing health care insurance coverage for employees is a challenge for every small business owner. In fact, for very small businesses - those with less than 10 full-time employees - the options are somewhat limited. For most of the few affordable...
What Is A PPO And What Are The Advantages?
Unless you are involved in the healthcare industry or medical insurance industry, many of the terms, abbreviations, and acronyms used can be downright confusing. As users of healthcare services, many of us hear and even use terms that we aren’t wholly clear on. And...
Lost Your Group Insurance To COVID-19? Here Are Your Options.
Untold numbers of small businesses have been forced to close or downsize as a result of the COVID-19 coronavirus pandemic. As a result, over 10 million individuals in the U.S. had filed for unemployment by the end of March alone. As of the end of June 2020, California...
HRA Eligibility By Type Of Small Business Owner
A Health Reimbursement Arrangement account, or HRA, is an employer-funded health plan that is used by an owner to reimburse employees for medical expenses not covered through their standard healthcare insurance plan. With an HRA, the business owner funds the plan by...
The Top 5 Small Business Health Insurance Options in 2020
Being a small business owner is not an easy feat. In fact, the current business climate is somewhat like a roller coaster combined with the threat of hurricanes. Between financial uncertainty, COVID-19, civil unrest, and several other challenges, just staying in...
How Much Does Group Health Insurance Cost?
Business owners, as well as employees, want to know how much they can expect to pay for group health insurance. For employees, it impacts their “take-home” pay, and for their employers, it affects their bottom line and profit margins. Fair enough and, while there are...
The Most Common Types of Insurance Plans
Acquiring a has become far more complicated than it was prior to 2010 with the passage of the Affordable Care Act. This is true no matter where you live and it is true for those looking to find a health insurance plan in California. The Golden State’s exchange,...
Benefits Of Offering Health Insurance
For many small business owners, the question is often, “Should I offer health insurance for my employees?” It’s usually a financial question and not one of desire or willingness. In fact, the law does not actually require small businesses to offer or provide health...