California vision insurance plans through Vision Care Plan (VSP) gives you the freedom to choose services from the VSP network of providers (click here for providers near you) or choose a provider out of the network. As you would expect, benefits are greatest when using network providers who bill VSP for their services. Plan services from a non-network provider are paid by you when performed with reimbursement following submission of the claim to VSP.
Coverage is available to individuals and family members with dependent children eligible to age 26.
Click here to view the Schedule of Benefits for VSP or view the summary below for a brief description of the plan. Click here to apply online now for this product. All applications for VSP must be submitted no later than the 20th of the month prior to your desired effective date. Any applications received after the 20th of the month will automatically be effective on the 1st of the following month. California vision insurance plans through VSP is a month to month policy so you are not tied into any contract.
Prescription Glasses – Lenses Single vision, lined bifocal, and lined trifocal lenses. Polycarbonate lenses for dependent children. Lenses are available once every 12 months. Average savings of 20-25% on non covered lens options. Dependent children of members are eligible for covered-in-full polycarbonate prescription lenses.
Prescription Glasses – Frames $130 allowance for a wide selection of frames. Plus 20% off the amount over the allowance. A frame is available once every 24 months. Co-payment applies to lenses and frames, paid once every 12 Months.
Contact Lens Care $130 allowance for contact lenses and contact lens exam. Current soft contact may qualify for a special program that includes an initial contact lens exam and initial supply of replacement lenses. Contacts are available once every 12 months, instead of prescription glasses.
Glasses – Sunglasses Average 20-25% savings on non-covered lens options. 20% off additional prescription and non-prescription glasses and sunglasses, including lends options from any VSP doctor within 12 months of your covered eye exam.
Contacts* 15% off cost of contact lens exams (fitting and evaluation).
Laser Vision Corrections Discounts on LASIK, PRK and Custom LASIK using wavefront technology only are available from VSP-contracted facilities. Average 15% off the regular price or 5% off the promotional price. Discounts only available from contracted facilities.
Out of Network Reimbursement Amounts Exam: Up to $34 Single Vision Lenses: Up to $17 Lined Bifocal Lenses: Up to $30 Lined Trifocal Lenses: Up to $43 Frame: Up to $38.25
J.C. Lewis Insurance Services offers other California vision insurance plans only from leading carriers licensed to do business in California.